You may think I'm crazy or maybe just cheap, but I have found tons of photo paper at Goodwill and ARC. And yes some have been 5 star. Kodak, Epson, Office Depot, HP, etc. Mostly 8x10 and 4x6.
As told by our district attorney; the most dangerous thing to do with your money is pay by check. All they need is two numbers; your account and the routing number. We only use checks for family or close friends.