Mostly inside events but some outside...

I am considering another lens for my D3100...I have the 18-55mm kit lens, 70-300mm, and 50mm f1.8....
What would be a good choice to fill any void that my exist...mosty take portrait type photos...some school events...

Nikon AF-S DX VR Zoom Nikkor 55-200mm f/4-5.6 IF ED Telephoto Zoom lens

Or

Nikon AF-S 35mm f/1.8 Standard Lens....

I have been looking at the inserts and consider doing that as well but a pretty bag is hard to pass up!

Aww..gee thanks guys!!! I will have to break out the chainmail

Yes I have a Nikon..I wouldnt carry it all the time but there are more times than not that when i go to some function I wish I would have brought my camera or brought my other lens but I dont have them because I dodnt want the hassle of another bag

And I have found a couple for about $80-$110...

Craggycrossers...if I get one of the above bags in will just make it more convenient to carry my camera wherever and whenever I want...without having to have an extra bag or case..i have a hard case and a small backpack already...dont feel like we dont want your opinion..

I am looking at these bags..I have almost decided on the Jototes-rose bag..if you know anyone with any of these bags please give me their reviews...thanks!
Bag pics are:
Raspberry Jototes Rose(pic showing black with white dots lining)
Kelly Moore- b hobo in mustard
Ephiphanie Lola in red

What about Jo totes?

Who has the inserts? I have several purses that are large and could be customized!

I am afraid to just put a lens in an unprotected case..my luck I would drop it...i keep looking at a Kelly Moore hobo bag...it would be nice...i didnt mention but I usually store my camera in a hard case at home..

I consider myself smart as well...and also a gun owner.

The girly look of the bag isnt really that important...most likely wouldnt be all cutesy taking pics anyway..I do want want to keep price pretty low for now...i have a transit backpack (forgot the #), may just make do with it until I find the one that says "hey, I am the bag you want!" I dont know if I really like the backpacks though. I am more of a shoulder/messenger bag person but I am going to give this one a try..can always let the kids use it if I absolutely hate it...i appreciate all of your suggestions and I do look up the bags up mention..

This is so confusing! I really like the nice pretty girly looking bags...being thatI am more that type but I would like to be able to take off doing whatever, being hiking, or just walking and have a good, easily accessable bag...i think I am going to have to think about this some more!

I am trying to decide on a new camera bag...I am fairly small so I dont want an overly large bag but want to have a tablet or small laptop in bag also...will need large enough for my Nikon D3100, 11-55mm, 50mm,70-300mm, speedlight plus cards etc...I think I am wanting a shoulder bag, possibly Lowepro