sb wrote:
The CPSC - Consumer Product Safety Commission - is designed to protect consumers from dangerous products. Each state has its own consumer protection agency, often associated with the state's attorney general's office. Unfortunately, so much business is interstate these days, there is no agency able or willing to help individuals who have been screwed over unless a major crime has been committed. If you order a camera or car online and it is shipped to you from across the country by a company whose headquarters is located even somewhere else, and you have a legal problem, who will help you? I was ripped off years ago on an order from EBay (before they put in a lot of the protections they now have) - the person never sent the item for which I had mailed them a bank draft - and he actually "sold" this item to ten different people. Even though each "sale" was $1400, the police in his town were not interested in pursuing a criminal charge, and my local police of course couldn't care less. I was told to "call the FBI". Sure... My sister was recently damaged, as are many across the country every day, by a moving company. But it is the same thing - the state she moved from isn't interested, and the state she moved to is not interested. Filing complaints with the BBB, posting your experience on YELP, etc., may be some of the most important ways to keep businesses straight these days.
The CPSC - Consumer Product Safety Commission - is... (
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This is why allowing the sale of out of state insurance (not licensed in your state) is dangerous. The insurance commissioner in your state has no authority to regulate behavior or resolve issues.