Just cancelled my comp & collision and this happened.
Jul 13, 2018 09:48:15 #
Darn Bambi! At least I didn't get hurt and airbags didn't go off. Driver's side door won't open. Taking it in to body shop hoping it won't hurt the pocketbook too much.
Jul 13, 2018 09:54:41 #
Jul 13, 2018 10:14:15 #
Its like i keep telling people. Until the insurance cost more than a replacement vehicle its best to keep full coverage.
Jul 13, 2018 10:15:46 #
avman
Loc: Normal IL
usken65 wrote:
Its like i keep telling people. Until the insurance cost more than a replacement vehicle its best to keep full coverage.
Point well taken!
Jul 13, 2018 10:26:40 #
Looks like you hit an animal. Once repaired, then reinstate the comp, it’s less expensive, and most carriers will not raise rates with an incident. Plus you can have a lower deductible without too much of a hit to pocketbook. As for collision you should reinstate that as well. However, here increasing the deductible can keep premiums lower, and you’ll be protected. Example, I have a major company St Farm, I have a 18 yr old vehicle that has a approx value of 4500 left. My comp has a 50.00 deductible, and collision is 1500.00 deductible, and my rates are under 60.00 month. Just food for thought. (I’m an auto claims handler)
Jul 13, 2018 11:51:22 #
It never fails.....We always complain about how much we pay for ins. and never use it, then when we dont have it the inevitable always seems to happen...
Hope you are ok, and how about bambi ??
Hope you are ok, and how about bambi ??
Jul 13, 2018 12:27:36 #
Jul 14, 2018 09:20:42 #
Paying for insurance in Michigan is tough, but not as tough as not having it when needed. Good luck with your repairs.
Jul 14, 2018 12:16:15 #
Jul 14, 2018 15:21:27 #
Jul 14, 2018 16:28:04 #
usken65 wrote:
Its like i keep telling people. Until the insurance cost more than a replacement vehicle its best to keep full coverage.
That's why I buy and keep a "beater"car. Minimum insurance and for $1,500 a copy insurance premiums put in bank for if it dies and I have been coming out ahead. For travel nothing beats my Jeep Grand Cherokees for comfort and ability to see a narrow dirt beat up side road and we just take them with no worries ever.
Jul 14, 2018 20:04:53 #
gjgallager
Loc: North Central CT & Space Coast Florida
I hit a fawn in VT while going to college and the state paid for the repairs. Check with your state.
Jul 15, 2018 07:33:22 #
gjgallager wrote:
I hit a fawn in VT while going to college and the state paid for the repairs. Check with your state.
Not in PA. The state would go broke with the hundreds or even thousands hit every year.
Jul 15, 2018 08:16:30 #
Tom DePuy wrote:
It never fails.....We always complain about how much we pay for ins. and never use it, then when we dont have it the inevitable always seems to happen...
Hope you are ok, and how about bambi ??
Hope you are ok, and how about bambi ??
I think bambi would have have a better chance against this fellow
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