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Why the GOP’s Health-Care Plans Aren’t Any Cheaper Than Obamacare
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Jan 24, 2017 12:21:31   #
dirtpusher Loc: tulsa oklahoma
 
https://www.theatlantic.com/health/archive/2017/01/high-deductibles-republicans/514205/

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Jan 24, 2017 12:32:54   #
Architect1776 Loc: In my mind
 
dirtpusher wrote:
https://www.theatlantic.com/health/archive/2017/01/high-deductibles-republicans/514205/


How does anyone really know yet?
Pure conjecture.

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Jan 24, 2017 12:41:48   #
dirtpusher Loc: tulsa oklahoma
 
Architect1776 wrote:
How does anyone really know yet?
Pure conjecture.


It came out yesterday. Just not much being said about it.

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Jan 25, 2017 12:21:53   #
Croce Loc: Earth
 
There was one phrase in that article that I do not like at all. I do not know if it were meant to be taken literally but, I must comment:

"Finally, many economists doubt that most working-class Americans have enough spare money to put in their health-savings accounts to compensate for these high deductibles."

For years I have seen people who say I can't afford insurance get drunk every night, smoke 2 or 3 packs a day, trade and upgrade cars every 2 or 3 years, buy $100 football game tickets, etc etc etc! Who says people with "spare money" can afford insurance? Most of the time it is people who prioritize who "afford" to buy insurance.

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Jan 25, 2017 13:13:40   #
Architect1776 Loc: In my mind
 
Croce wrote:
There was one phrase in that article that I do not like at all. I do not know if it were meant to be taken literally but, I must comment:

"Finally, many economists doubt that most working-class Americans have enough spare money to put in their health-savings accounts to compensate for these high deductibles."

For years I have seen people who say I can't afford insurance get drunk every night, smoke 2 or 3 packs a day, trade and upgrade cars every 2 or 3 years, buy $100 football game tickets, etc etc etc! Who says people with "spare money" can afford insurance? Most of the time it is people who prioritize who "afford" to buy insurance.
There was one phrase in that article that I do not... (show quote)


You are right with the afford aspect. Having Seen true poverty I would say that 99% of Americans have no idea what poverty is really like. Street bums are mostly there by choice of the ones I have asked. Perhaps some remote back woods families approach third world poverty but that is the exception.
You are correct.

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Jan 25, 2017 13:40:25   #
Penny MG Loc: Fresno, Texas
 
Croce wrote:
There was one phrase in that article that I do not like at all. I do not know if it were meant to be taken literally but, I must comment:

"Finally, many economists doubt that most working-class Americans have enough spare money to put in their health-savings accounts to compensate for these high deductibles."

For years I have seen people who say I can't afford insurance get drunk every night, smoke 2 or 3 packs a day, trade and upgrade cars every 2 or 3 years, buy $100 football game tickets, etc etc etc! Who says people with "spare money" can afford insurance? Most of the time it is people who prioritize who "afford" to buy insurance.
There was one phrase in that article that I do not... (show quote)


You are absolutely correct!!!

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Jan 25, 2017 14:42:19   #
Kalskag2
 
Try working at a minimum wage job for a few months, then see if you still complain about the poor.

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Jan 25, 2017 15:45:56   #
Architect1776 Loc: In my mind
 
Kalskag2 wrote:
Try working at a minimum wage job for a few months, then see if you still complain about the poor.


Do away with minimum wage. Let employees negotiate for what they think they are worth. If they don't like low wages then train for a skill that pays better. Burger joints were designed to be training on responsibility not a career unless you want a management position. Also hyper inflated home prices under Carter ruined it for single worker families to buy.

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Jan 25, 2017 17:40:45   #
Croce Loc: Earth
 
Kalskag2 wrote:
Try working at a minimum wage job for a few months, then see if you still complain about the poor.


I am not complaing about the poor or anyone hurt by circumstances beyond their control. I am talking about the millions of slobs who cry poor but are so by choice and lack of proper prioritizing. Can't afford insurance because I have $600 booze and entertainment bill and A$700 new truck payment with $160 a month for truck insurance and $300 for gas. Please do not dispute me on this I have seen too much of it too often from real close up.

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Jan 25, 2017 18:08:33   #
Architect1776 Loc: In my mind
 
Croce wrote:
I am not complaing about the poor or anyone hurt by circumstances beyond their control. I am talking about the millions of slobs who cry poor but are so by choice and lack of proper prioritizing. Can't afford insurance because I have $600 booze and entertainment bill and A$700 new truck payment with $160 a month for truck insurance and $300 for gas. Please do not dispute me on this I have seen too much of it too often from real close up.



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Jan 25, 2017 20:59:17   #
dirtpusher Loc: tulsa oklahoma
 
Croce wrote:
I am not complaing about the poor or anyone hurt by circumstances beyond their control. I am talking about the millions of slobs who cry poor but are so by choice and lack of proper prioritizing. Can't afford insurance because I have $600 booze and entertainment bill and A$700 new truck payment with $160 a month for truck insurance and $300 for gas. Please do not dispute me on this I have seen too much of it too often from real close up.


I believe the 600 booze bill.

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Jan 25, 2017 21:51:17   #
Cykdelic Loc: Now outside of Chiraq & Santa Fe, NM
 
dirtpusher wrote:
https://www.theatlantic.com/health/archive/2017/01/high-deductibles-republicans/514205/




It may work out that way....we will not know until we see some details, yes?

As for the current ACA, it is a joke and its in its death throes......if I was the GOP I would let it die first. The claims on coverage are also a bit of a joke when you consider first that many are either really on the Medi programs or forced to join. The second joke is the alleged affordability......if a person cannot o could not afford the premiums in the past without going bankrupt, how in the hell can they afford a $6000-$13000 deductible?

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Jan 25, 2017 23:12:55   #
dirtpusher Loc: tulsa oklahoma
 
Cykdelic wrote:
It may work out that way....we will not know until we see some details, yes?

As for the current ACA, it is a joke and its in its death throes......if I was the GOP I would let it die first. The claims on coverage are also a bit of a joke when you consider first that many are either really on the Medi programs or forced to join. The second joke is the alleged affordability......if a person cannot o could not afford the premiums in the past without going bankrupt, how in the hell can they afford a $6000-$13000 deductible?
It may work out that way....we will not know until... (show quote)


Some states are keeping it.

The GOP plan has lots of caps.

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Jan 26, 2017 09:30:02   #
bull drink water Loc: pontiac mi.
 
Architect1776 wrote:
Do away with minimum wage. Let employees negotiate for what they think they are worth. If they don't like low wages then train for a skill that pays better. Burger joints were designed to be training on responsibility not a career unless you want a management position. Also hyper inflated home prices under Carter ruined it for single worker families to buy.


you talking about going back to the days when employees had no power. we'll be back in the take it or leave it era. people are retraining only to find that they are still being underpaid. grads are coming out of college only to find that the jobs are paying less than they did in the 80's.

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Jan 26, 2017 14:42:40   #
Cykdelic Loc: Now outside of Chiraq & Santa Fe, NM
 
dirtpusher wrote:
Some states are keeping it.

The GOP plan has lots of caps.



We'll see once there is an actual plan......I like the idea that the proposal I saw allows folks who love the ACA to keep it, but allows others to get a different policy elsewhere.

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