BnH REALLY!? (Page 3): Here is the thing, his post was unnecessary. The only person that can help him is B&H. All he had to do was call there customer service number and they would...

billnikon Loc: Pennsylvania/Ohio/Florida/Maui/Oregon/Vermont

rcarol wrote:

I reread the OP's original post and I didn't interpret it in the same way you did. I looked at his post as a general inquiry rather than a bitch session. Clearly, you saw it differently than me.

Here is the thing, his post was unnecessary. The only person that can help him is B&H. All he had to do was call there customer service number and they would have helped him straighten it out. Either he made an error or B&H did. Either way B&H and the OP could have handled this issue without the OP coming here and stating an issue with B&H. There is really NO need for the OP's post, none at all. A simple phone call would have fixed the issue.
Did the OP mention that he called them? NO
Did the OP even try to resolve the issue with B&H before coming here? NO
If his intention was a general inquiry, why did he not make that inquiry to B&H instead of us. WE cannot help him with his inquiry, only B&H can help him with his inquiry.
It is a waste of everyone's time to try to help him when the only way to get this resolved is to call B&H.

Sidwalkastronomy Loc: New Jersey Shore

billnikon wrote:

Here is the thing, his post was unnecessary. The o... (show quote)

Waste of time?
Have you seen some of these threads lately?
Same people, not him, with their insults, jive spelling, and reposting same animated cartoons over and over

Linda From Maine Loc: Yakima, Washington

https://www.bhphotovideo.com/credit-cards

(Download)

MJPerini

There is no free lunch, B&H taking on all the sales tax for PAYBOO sales has to come from somewhere.
So they picked a bank that charges the maximum legal interest rate and get a cut from the bank to py the tax, which has to be paid at the time of sale.
You need to read the terms & conditions before you agree. Waiting until AFTER it is done, benefits no one except the bank.
If the interest rate number reported above is accurate, You agreed to pay over $1800 bucks a year on a $6200 Purchase

Blenheim Orange Loc: Michigan

billnikon wrote:

But he not only could not solve his own issues, he dragged B&H through the mud, THIS IS UNEXCEPTABLE.

My, you are a pleasant one.

It is unacceptable.

OldCADuser Loc: Irvine, CA

jim quist wrote:

First of all I have lost count of how much money I... (show quote)

So while I have no experience B&H, we recently remodeled our kitchen and we purchased some premium appliances from Best Buy and were able to get an 18-month, same as cash deal. Now as long as I make a monthly payment larger than the minimum, there will be no interest accrued, as long as the full balance is paid before the end of the 18-month period. Now until then, each month the Best Buy statement shows an interest charge, just that it's not added to your balance and if you do pay-off the full balance within 18 months, it will be cancelled. I suspect that they're required, by law, to show the customer exactly what interest they will be responsible for IF they don't pay the full balance on time. This may be what your B&H statement is showing. Check to see if the interest charge has been added to your balance owed or not. If it has not, then it's just there so that you know what you could be liable for if you don't meet the terms of the agreement.

Linda From Maine Loc: Yakima, Washington

OldCADuser wrote:

... This may be what your B&H statement is showing...

You are perpetuating the misinformation that B&H is the bank. It's NOT.

Readers here will continue to guess and comment, but the information on the B&H website is extensive and quite clear. See my link and screen prints a couple of entries above. What isn't clear needs to be addressed to the bank.

kufengler Loc: Meridian, Idaho 83646

I've only used PayPal to pay for any B&H purchases. I use the PayPal Credit option which allows me to pay over 6 months. If paid off by then no interest charges.

billnikon Loc: Pennsylvania/Ohio/Florida/Maui/Oregon/Vermont

kufengler wrote:

I've only used PayPal to pay for any B&H purchases. I use the PayPal Credit option which allows me to pay over 6 months. If paid off by then no interest charges.

Same with the payboo card from B&H. I can get 12 months to pay for a $6000.00 purchase with NO interest charges.

kufengler Loc: Meridian, Idaho 83646

billnikon wrote:

Same with the payboo card from B&H. I can get 12 months to pay for a $6000.00 purchase with NO interest charges.

Good to know, I haven't bought anything major from them for some time. First time I saw the PayBoo option.

I didn't want another Card since I do have several and one I mostly use (to get the points) for any purchase through PayPal.

Sidwalkastronomy Loc: New Jersey Shore

billnikon wrote:

Same with the payboo card from B&H. I can get 12 months to pay for a $6000.00 purchase with NO interest charges.

No interest but you pay the sales tax.
You can't double dip.
His GAS attack fogged his brain, easy to do

billnikon Loc: Pennsylvania/Ohio/Florida/Maui/Oregon/Vermont

Sidwalkastronomy wrote:

No interest but you pay the sales tax.
You can't double dip.
His GAS attack fogged his brain, easy to do

No, you DO NOT pay sales tax. I will give you an example.
The Nikon z9 sells for $5696.90. If you buy it through Payboo the 12 months payments are $475.00 a month for 12 months or $5700.00. the $3.10 extra paid is taken out of the final 12th month payment, so you end up paying exactly $5696.90 for the Z9 over 12 months.
I thought I paid the sales tax too until I bought the z9 with my payboo card. Great value this card.

rcarol

billnikon wrote:

No, you DO NOT pay sales tax. I will give you an example.
The Nikon z9 sells for $5696.90. If you buy it through Payboo the 12 months payments are $475.00 a month for 12 months or $5700.00. the $3.10 extra paid is taken out of the final 12th month payment, so you end up paying exactly $5696.90 for the Z9 over 12 months.
I thought I paid the sales tax too until I bought the z9 with my payboo card. Great value this card.

Consider yourself lucky. The B&H website states that you have two options. You can take the tax or take up to 12 months credit.

Real Nikon Lover Loc: Simi Valley, CA

I stopped using credit cards except one. I use the Costco Citibank card because I get money back every year from all purchases made. Some purchases through Costco give back 4%. We buy and pay for everything on that card. Entertainment, food, bills. Each year we have been averaging a check back of $1600 which goes towards our summer vacation (cruise this May). Some complain about Citibank... however with the Costco Card it has much value added.

Also, we keep a zero balance on the card. When we buy we go online and immediately pay the balance. No interest accrued. Cash is king when you use the Costco Card.

JD750 Loc: SoCal

billnikon wrote:

Something in your post does not ring true. br An e... (show quote)

You made some good points in your reply but why the emotional response and the personal attack? OP said:

jim quist wrote:

First of all I have lost count of how much money I have happily spent at BnH. Every single experience I have had at BnH has been positive. Absolutely no complaints from me what so ever. … I am not done with BnH by any means….

That does not sound like dragging BnH through the mud to me. I viewed Jim’s post as just asking “what is up” because he didn’t understand what happened. He thought perhaps someone here could explain it and he wouldn’t have to call them. Indeed that is what happened.

So I’m wondering why all the emotion directed at Jim?