Longshadow wrote:
That's good for the people that may live there.
We don't buy that much at Walmart, Target, et. al.
I guess we just don't buy (need) that much in general...
My savings at Giant Grocery is nice though, but it's a free "membership".
Sorry, but your Giant membership isn't free. It's just that you pay for membership with each purchase you make. If you shop only sale items at Giant, you will do alright , but how often can you shop and only buy sale items? Who actually sits around waiting for just the item they want to go on sale? We shop mostly at Sam's, Walmart, Aldis and occasionally Giant and Wegmans. Every few years a magazine will do an article about club shopping. It points out they can save you about 33% by shopping these clubs. That's true for any of the three club chains -- Sam's, Costco, or BJs. Check out just gas for instance. I bought gas at Sam's last week for 3.11 while the going rate around town was 3.29 to 3.59. Buying gas alone pays for a membership. If you opt for the Prime membership you also get 5% off in rebates as well as 3% back when you charge on your Sam's Mastercard. the 5% gas rebate is good from any gas station other than Costco and BJs. This year (2023) I received 387.00 in rebates. This alone would cover over three years of membership. I would only recommend the charge card for those who pay off their cards at the end of each billing cycle. Interest rates on any card issued by retailers is high but by paying the balance when due, you not only pay zero interest, but also get to use some else's money for a month.