PayBoo Card
May 2, 2023 12:13:33 #
Has anyone here used this card. Is there a yearly fee to have it? I'm looking at making a substantial purchase at B & H
May 2, 2023 12:16:08 #
farwest wrote:
Has anyone here used this card. Is there a yearly fee to have it? I'm looking at making a substantial purchase at B & H
No yearly fee. You will pay no sales tax. Use it. I highly recommend that you pay it off as soon as you receive it. I've used it plenty and saved money.
May 2, 2023 12:22:08 #
I used it yesterday. No fee tax rebate works. But, must use it at least once a year or loose it.
May 2, 2023 12:25:07 #
I used it yesterday. Tax rebate works. No fee. But must use it with b&h at least once a year or loose it. Only valid for b&h purchases. Cannot use elsewhere.
May 2, 2023 12:41:02 #
I've been using mine to make several purchases, all without any issues at all. I have another major purchase coming up in the near future.
--Bob
--Bob
farwest wrote:
Has anyone here used this card. Is there a yearly fee to have it? I'm looking at making a substantial purchase at B & H
May 2, 2023 13:51:12 #
It gives you the choice of either paying no interest for six or twelve months depending on the purchase amount "or" choosing the instant discount equal to the sales tax in your state. But... and a mighty big but it is, if you don't pay it off within the payment due date limits, you will pay interest... a lot of interest (around 30%?). So, as stated elsewhere, pay it off before interest starts to accrue and it's a great no-fee way to save money.
May 3, 2023 06:32:38 #
Archiefamous
Loc: Manhattan
Very frustrated with pay boo. Very poor customer service. Switched to adorama edge. Sadly I had been a BH customer for over 30 years
May 3, 2023 06:32:55 #
Archiefamous
Loc: Manhattan
Very frustrated with pay boo. Very poor customer service. Switched to adorama edge. Sadly I had been a BH customer for over 30 years
May 3, 2023 08:40:33 #
fetzler
Loc: North West PA
niteman3d wrote:
It gives you the choice of either paying no interest for six or twelve months depending on the purchase amount "or" choosing the instant discount equal to the sales tax in your state. But... and a mighty big but it is, if you don't pay it off within the payment due date limits, you will pay interest... a lot of interest (around 30%?). So, as stated elsewhere, pay it off before interest starts to accrue and it's a great no-fee way to save money.
Well said.
May 3, 2023 19:08:23 #
May 3, 2023 19:36:29 #
Reuss Griffiths
Loc: Ravenna, Ohio
niteman3d wrote:
It gives you the choice of either paying no interest for six or twelve months depending on the purchase amount "or" choosing the instant discount equal to the sales tax in your state. But... and a mighty big but it is, if you don't pay it off within the payment due date limits, you will pay interest... a lot of interest (around 30%?). So, as stated elsewhere, pay it off before interest starts to accrue and it's a great no-fee way to save money.
Chase Bank has a credit card that accepts balance transfers and offers 0% interest on the transfer for up to 24 months. Might be useful in dealing with cards like this where if you don't meet their payment requirements, you are liable for full interest on the loan regardless of what portion of the principal you paid.
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