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Auto Loans
May 12, 2022 06:24:09 #
Don W-37 wrote:
I'm happy that I was able to buy my last 5 new cars for cash. Thank goodness for the stock market! 👍😁👍
Cheers,
Don
Cheers,
Don
Not having capital in a bull market is not a good thing. The interest rate on a car loan would be less than past investment inequities. The car lost dollar value as soon as you drove off the lot.
May 12, 2022 06:33:11 #
Paying cash for a car prevents the transaction and installment payments from affecting one's credit rating.
traderjohn wrote:
Not having capital in a bull market is not a good thing. The interest rate on a car loan would be less than past investment inequities. The car lost dollar value as soon as you drove off the lot.
May 12, 2022 07:12:32 #
anotherview wrote:
Paying cash for a car prevents the transaction and installment payments from affecting one's credit rating.
Pay your bill on time and you do not have to worry about your credit score. Paying upfront money for a car and losing money in a Bear market to me makes no sense as the car depreciates in value.
May 12, 2022 08:12:37 #
Drbobcameraguy wrote:
In a gated waterfront community in south west Ohio you can buy a 2500 sq ft home for about 250,000. Outside the community about 200,000 sitting on half an acre. 3br 2 bath 2 car garage in a very nice neighborhood.
Location, location, location.
May 12, 2022 08:13:29 #
jerryc41 wrote:
I sometimes watch a YouTube channel with a son int... (show quote)
7 and 8 year terms are common in Canada.
May 12, 2022 08:14:56 #
Jack47 wrote:
7 and 8 year terms are common in Canada.
I wonder if there is an age limit on those loans.
May 12, 2022 10:57:47 #
jerryc41 wrote:
I wonder if there is an age limit on those loans.
at my age i wouldn't qualify.
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May 12, 2022 11:06:29 #
traderjohn wrote:
Pay your bill on time and you do not have to worry about your credit score. Paying upfront money for a car and losing money in a Bear market to me makes no sense as the car depreciates in value.
I always pay off my credit card balance every month but I do lose a few point off my credit score if I charge more for the month.
May 12, 2022 11:10:17 #
traderjohn wrote:
Pay your bill on time and you do not have to worry about your credit score. Paying upfront money for a car and losing money in a Bear market to me makes no sense as the car depreciates in value.
Damn!!! Wish you had posted a few months ago. I just paid cash for my 02 Honda CRV.
May 12, 2022 11:17:45 #
jerryc41 wrote:
I didn't keep my cars very long back then because buying a new one wasn't a big deal. I had a 1965 For Galaxy with the 427 engine. That was amazing. I sold that in '67 because it was too hard for my wife to drive. Next came a '67 Galaxy. I later got a 1969 Torino with the 428 - more civilized - power steering, etc - but not as fast.
Since 1962, I've had forty-two cars. Crazy!
Since 1962, I've had forty-two cars. Crazy!
I'm a performance car guy too and today some folks would pay large $$$ for those 427 and 428 c.i. muscle cars.
Thanks for the flash-back Jerry.
May 12, 2022 15:54:04 #
jerryc41 wrote:
Since 1962, I've had forty-two cars. Crazy!
I passed my driver's test in June 1963 and I think I've owned (or had exclusive use of) less than 20 cars in my life. For most of my, almost 50 years of. marriage my wife and I have had two cars. not included in the list I've owned five motorcycles from a 50cc starter bike to currently, a full dress Harley Davidson. We make sure we get every bit of wear and usage from an automobile. We live by the saying, "Use it up, wear it out, make it do or do without."
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May 12, 2022 22:00:05 #
" As David Leonhardt pointed out in the New York Times (countering, in a sense, the earlier piece by Sorkin), the average GM, Ford, and Chrysler worker receives compensation – wages, bonuses, overtime, and paid time off – of about $40 an hour. Add in benefits such as health insurance and pensions and you get to about $55. Another $15 or so in benefits to retirees (known as "legacy costs") brings the number to roughly $70."
Here's a real story of what I witnessed from our local GM Plant: Leer Manufacturing makes automobile seats here and GM is their primary customer. I was called in to evaluate what would be required to provide a "safe smoke break area" for the employees who smoked and to protect those that did not. Controlled environments were my specialty.
As I walked through the plant, I noticed several fellows taking a nap on stacks of cardboard used for packaging. I thought that this was odd, so I asked, "Aren't these guys supposed to be working?" The plant manager told me that Leer had no control over those workers for GM placed them there rather than laying them off and Leer had to pay all of their UAW wages and benefits. He told me that it was a heavy-handed way of telling Leer that if they did not comply, GM would reconsider who they get their seats from.
Very sad....and very true.
Here's a real story of what I witnessed from our local GM Plant: Leer Manufacturing makes automobile seats here and GM is their primary customer. I was called in to evaluate what would be required to provide a "safe smoke break area" for the employees who smoked and to protect those that did not. Controlled environments were my specialty.
As I walked through the plant, I noticed several fellows taking a nap on stacks of cardboard used for packaging. I thought that this was odd, so I asked, "Aren't these guys supposed to be working?" The plant manager told me that Leer had no control over those workers for GM placed them there rather than laying them off and Leer had to pay all of their UAW wages and benefits. He told me that it was a heavy-handed way of telling Leer that if they did not comply, GM would reconsider who they get their seats from.
Very sad....and very true.
May 13, 2022 08:44:42 #
It looks like we might think a alike. I drove an Accura to 300,000 miles, and now I've just bought a Honda CRV. According to the Honda CRV Owner Club (can you believe that, a major club for similar owners?), I should plan on at least 100,000 miles, and many there have driven their (still currently) to 250,000 miles. So they could be an economy car.
Bill
Bill
May 13, 2022 08:59:33 #
Jimmy T wrote:
I'm a performance car guy too and today some folks would pay large $$$ for those 427 and 428 c.i. muscle cars.
Thanks for the flash-back Jerry.
Thanks for the flash-back Jerry.
That 427 was amazing. Without power steering or A/C, my wife didn't like driving it. That wasn't available with the 427. In the winter, shifting was difficult until it warmed up. The intake from the two four-barrels sounded great. It had solid lifters with a lot of clearance, so it had a distinctive sound at idle.
May 21, 2022 14:09:02 #
jerryc41 wrote:
I sometimes watch a YouTube channel with a son int... (show quote)
My son-in-law just bought a Chevy diesel pick up---$78K, payments $239 a month! My house didn't cost that much and the $200 house payment almost killed us every month! And with diesel at near $7 a gallon here in WA state I'm glad I don't have his bills!
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