mrtkarlin Loc: Ashland, Oregon

I’m sending my 500 f4 in to Nikon. Is insurance recommended with UPS?

PixelStan77 Loc: Vermont/Chicago

Yes insurance for replacement if lost or damaged.

mrtkarlin Loc: Ashland, Oregon

Thanks

lreisner Loc: Union,NJ

Concur, unless you are ubber rich.

mrtkarlin Loc: Ashland, Oregon

I should be so lucky. Thanks

billnikon Loc: Pennsylvania/Ohio/Florida/Maui/Oregon/Vermont

Do you want money if your lens is lost in the mail? If the answer is yes, then you need insurance.

sippyjug104 Loc: Missouri

Insurance provides peace-of-mind which is the most important reason to purchase it.

willaim Loc: Sunny Southern California

Definitely. If it is lost or damaged through shipping, without it, you are out of luck.

DBrock4316

Get a personal articles policy with your insurance agency, I have State Farm, covers all losses or repairs including those due to loss in the mail. Not ridiculously expensive either.

mrtkarlin Loc: Ashland, Oregon

Great idea DBrock. Thanks

ecommons

There are two possible outcomes.... buy insurance and it gets delivered. Don't buy insurance and it gets lost. Murphy's law dominates.

mlkddk Loc: Colorado

ALWAYS!!! Fed-ex and UPS both have destroyed stuff for me—but they have been good about taking care of issues. Make sure you pack it according to their “guidelines”. I had a packaging store do a lense for me—UPS dropped it, then didn’t want to cover it. Then I sent them the receipt where their store packed it. End of story.

MDI Mainer

Be mindful of the difference between UPS's liability for the declared value of a package, and insurance coverage for the contents. These concepts are related but operate differently. This from UPS:

https://www.ups.com/us/en/shipping/services/value-added/declared-value.page

UPS's liability is limited to US$100.00 on packages with no declared value. If the value of your goods exceeds US$100.00, you can declare a higher value, up to US$50,000.00 per package, by entering the declared value in the UPS shipping system used and paying an additional charge. Declared Value charges for freight collect and third-party shipments may be billed to your shipper account. For more information, refer to ups.com/terms.

When a shipper declares a value in excess of $100, it does not receive any form of insurance. Insurance for in-transit goods is available through UPS’s licensed affiliate UPS Capital Insurance Agency, Inc.

https://upscapital.com/product-services/InsureShield-OnDemand/

No more haggling with carriers over unpaid carrier liability or declared-value claims. Should you experience a loss or damage, regardless of the carrier you use, InsureShield™ OnDemand shipment insurance coverage can reimburse you for the invoice value of your goods, plus freight.* Your claim is handled quickly and easily, directly through UPS Capital.

mrtkarlin Loc: Ashland, Oregon

Thanks for the comprehensive reply regarding how ups treats declared value and insurance.

mrtkarlin Loc: Ashland, Oregon

One of the reasons I asked about insurance is that Nikon only charges $17.50 for return shipping, far less than I paid for shipping and insurance. What gives with that?