Bison Bud wrote:
I have to agree with your statement that our healthcare system is broken and wish I knew what to do about it! Healthcare is currently not about helping the patients, it's about corporate profits.
By and large doctors no longer own their practices and can no longer make the rules, regarding hours worked or what they charge. Doctors nowadays tend to be employees of corporations; they clock in and clock out. If employed by an HMO, they are told the number of patients they must see per hour. If you look closely, you'll find that many practices are actually owned by hospitals or even by investment firms.
Bison Bud wrote:
The current two price system is a big part of the problem where a doctor or hospital bills the insurance company an outrageous sum and then the insurance company only allows a portion of it per their plan agreement. The big problem there is if you don't have insurance, or you are not in their "Plan" then you will have to pay the full amount billed without the discount. Some places even still try to bill you for the difference if possible.
In-network hospitals and doctors who try to bill beyond what is allowed by insurance, are in violation of their contract.
You might also be interested to know that it is actually a federal crime for doctors and hospitals
not to try to collect the patient's share of the total allowed Medicare payment. Not trying to collect the patient's share is considered to be committing an act of fraud on the insurance payer.
Bison Bud wrote:
Anyway, this discount system also drives doctors and hospitals to pad the bill further by only doing one thing at a time rather than taking a discount for multiple services on one visit. This forces the patient to pay multiple co-pays and waste time on multiple visits that really aren't necessary.
You can thank the billing and coding system established by the government (Medicare, which sets the standard for all insurance payers) and the AMA. Doctors can only bill for one level of service per patient visit per day. For example, it is not possible to bill for both an annual physical and addressing a simple medical problem or two. There are code suffixes that could be used, but these are ignored by insurance companies.
Bison Bud wrote:
Hospitals can be even worse by running nearly every Specialist and/or Therapist in the building through to see the patient and/or ordering unneeded tests or things like a flu shot while your in the hospital.
Actually hospitals cannot call physicians to see a patient; only physicians and their midlevels (PAs, NPs) can do this.
Bison Bud wrote:
I personally had a hospital refuse to release me until they administered a flu shot even though I refused it multiple times, because I could get it for far less at my doctor's office or even Walgreens.
Again, this would have had to be a decision made by your doctor or other provider. The flu shot must have been ordered, and the staff could not discharge you until the order was either fulfilled or cancelled.
Bison Bud wrote:
Believe it or not, they still billed nearly $800.00 for the Occupational Therapist even though they never performed any service whatsoever during that visit and we had a huge fight over the billing because of it.
I believe it.
Bison Bud wrote:
All in all, it's pretty obvious to me that "Greed" is the driving factor in most all healthcare and healthcare insurance costs and the price differences in the asthma meds. discussed here is just one more example of a system that has frankly been broken for quite some time. I wish I knew what the long term answer really is, but I do know that I will be watching my bills and claims very carefully and will escalate issues as needed to try to keep it as fair and reasonable as possible. It really shouldn't be this difficult!
All in all, it's pretty obvious to me that "G... (
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Healthcare in the late '80s and '90s became increasingly managed as a business. Patients became customers, and doctors became assembly line workers. With all the compassion of a typical factory.