MPB.com wants my routing numbers!? Sold something to them and this is what I received today in an email: "In order for us to process the ACH payment into your bank account, please fill...

TonyF Loc: Bradenton, FL

Sold something to them and this is what I received today in an email:

"In order for us to process the ACH payment into your bank account, please fill in your routing and account numbers by clicking the secure link below. Please double check your payment details before submitting."

I know they are a reputable company, but I am feeling a little apprehensive about giving them this info. Would like to hear your opinions and/or experiences when selling to them.

Tony

htbrown Loc: San Francisco Bay Area

If you're paying by check, this is all information printed on the check. It's how they can identify your account to the bank, and without it, they cannot process a claim against your bank account. Any time you write a paper check, you're handing over this information.

If you're not paying by check or using a direct payment from your checking account, they don't need this info.

Quixdraw Loc: x

Find their number and contact them directly by telephone? Send them a PayPal invoice? I also have a small account separate from everything else that I use for security in online transactions - successful fraud would net at most a couple hundred.

Quixdraw Loc: x

htbrown wrote:

If you're paying by check, this is all information printed on the check. It's how they can identify your account to the bank, and without it, they cannot process a claim against your bank account. Any time you write a paper check, you're handing over this information.

If you're not paying by check, they don't need this info.

He's being paid, not paying!

ReFlections Loc: From LA to AL

I have dealt with them for years. This is how they pay. I have received payments directly to my account and never had a problem.

htbrown Loc: San Francisco Bay Area

quixdraw wrote:

He's being paid, not paying!

So they need this info to do a direct deposit. Alternative would be to have them write a check.

Bill_de Loc: US

From their "terms and Conditions"

"You are responsible for providing us with correct payment details (Routing number and Account number for your bank account) using the link provided to you via email. "

https://www.mpb.com/en-us/help/terms-and-conditions/

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bdk Loc: Sanibel Fl.

if you are worried you may be scammed by someone other than the company contacting you. Then just call them on the phone, give them the info then. OR
go to their website and find your way to the correct area to get paid....

jederick Loc: Northern Utah

htbrown wrote:

So they need this info to do a direct deposit. Alternative would be to have them write a check.

They don't issue checks...I've dealt with them and never had a problem with them using my bank and routing number...you'll be happy!!

larryepage Loc: North Texas area

TonyF wrote:

Sold something to them and this is what I received today in an email:

"In order for us to process the ACH payment into your bank account, please fill in your routing and account numbers by clicking the secure link below. Please double check your payment details before submitting."

I know they are a reputable company, but I am feeling a little apprehensive about giving them this info. Would like to hear your opinions and/or experiences when selling to them.

Tony

This method of making payments and receiving direct deposits has been a standard for more than 20 years. It allows them to include what would otherwise be a substantial PayPal fee in what they pay to you. It is a normal way for reputable companies to transact business.

As stated above, you are not sharing any more information than if you were sending them a check.

cedymock Loc: Irmo, South Carolina

htbrown wrote:

So they need this info to do a direct deposit. Alternative would be to have them write a check.

They do not send out checks. I have dealt with MPB a few times and they have treated me very fairly, The last time I sold something to MPB they paid me more than they had offered. I do have an account I use internet money transactions but MPB has a good reputation.

ReFlections Loc: From LA to AL

I have dealt with them for years. This is how they pay. I have received payments directly to my account and never had a problem.

MadMikeOne Loc: So. NJ Shore - a bit west of Atlantic City

TonyF wrote:

Sold something to them and this is what I received today in an email:

"In order for us to process the ACH payment into your bank account, please fill in your routing and account numbers by clicking the secure link below. Please double check your payment details before submitting."

I know they are a reputable company, but I am feeling a little apprehensive about giving them this info. Would like to hear your opinions and/or experiences when selling to them.

Tony

FWIW, we opened a checking account to use in situations such as this. We keep a very small balance in that account and transfer any payments into that account to our "regular" account.

TheShoe Loc: Lacey, WA

Did you request payment via direct deposit? That would be the only legitimate reason for them to ask for that information.

fjdarling Loc: Mesa, Arizona, USA

Yes, they need that info in order to send your money to the correct bank (routing number) and correct account (your account number). The IRS uses the same type of information to pay income tax refunds (and stimulus payments) via direct deposit. If you are uncomfortable with the situation, I suggest you check the header information on the email message to ensure that it truly came from MPB. And, as the others suggested, if you are still leery, call MPB directly or login to their web site to provide the information, rather than responding to the message.