I must agree with SteveR about insurance. I just had my gear insured by State Farm and it covers anything that I damage or gets stolen. It costs me $238 a year to have $16,500.00 coverage which one lens damage this is a small price to pay to be covered.
SteveR wrote:
This is probably the perfect example of why one should use a clear filter....not just to protect the lens, but the rim. My guess is that most camera drops end up lens down rim first. Better to bend a clear filter than the rim of the lens. Alternatively, have good insurance that will either fix or replace the lens.