Apaflo wrote:
You can violate the law and risk your business and home if you like. It's a judgment call perhaps. But photographers do have a vested interest in the validity of copyright law, hence we all tend to support the sanctity of enforcement too.
Your blatant support of being a scofflaw may feel good, but it is not honorable.
Floyd, the OP's question was
" I've been offered a contract to be the exclusive photographer for a real estate services company. Besides the obvious like compensation, turn around times, work hours, etc., and the specifics of what they want, what else is there to consider? It will be a 1099 contract. Do I maintain the ownership of the images? Also any comments on insurance are appreciated as well as any other advice. Thanks."The relevant answers have been made, multiple times.
1)
" Do I maintain the ownership of the images?" The answer is that it depends upon the terms of the contract, either the one that is offered by either party, or the one that is negotiated and accepted and signed by both parties. It is no simpler, nor more complicated than that. If there is no statement in the contract that stipulates those things, then it may be something that becomes debatable at a later date, so if it is an important consideration it needs to be addressed. It doesn't require a lawyer to do that unless it is a very high stakes game. How many millions of dollars are at stake here?
2)
"Also any comments on insurance are appreciated as well as any other advice." This has been clearly answered. Insurance for third party liability is a very, very, very good idea. Loss of your equipment, or damage to same, is a risk you can choose to take, that's called 'self insurance.' Or, insure it and make it a business expense.
The original question has been answered multiple times by people that have some experience.
However, if the OP (who hails from Portland, OR) plans to undertake Real Estate photography north of the Arctic circle, life insurance would probably be a good idea, with additional riders about frostbite, polar bear or orca attacks, snow blindness, or getting your eyes plucked out by a rabid snowy owl.
Other than that, we appear to be done.