papajacknow20 Loc: Glasgow Scotland

Your latest Virgin Media Bill cannot be processed
Dear j........@virginmedia.com,
Several errors occurred while we tried to process your Virgin Media bill. It seems that your billing information is no longer valid or has expired. Until you bring your billing information up to date, we've scheduled your service for disconnection on:
09 April, 2016
To avoid service interruption we recommend you to update your billing information as soon as possible. To access the account update section, just follow the link below:
https://myaccount.virginmedia.com/update.aspx?profile
Kind regards,
The Virgin Media team

jerryc41 Loc: Catskill Mts of NY

These usually go straight into my Scam folder. Gmail seems to know how to spot them.

When I sign onto my bank and CC sites, they have warnings about giving out banking info to anyone online.

tamalero Loc: Mexico

The Rule of phishing.

a) If an email is targeted to your email like it was a name.. Its spam ( example, your email is joe@doe.com and the email says "Hey Joe@doe.com great deals for you!"
b) If the email also uses the first part of your email like it was a name.. (example, It sounds legit when you have joe@doe.com, but if you have cadaver@doe.com, it will sound silly when the email says "Hey Cadaver, contact me asap!")
c) Any email that uses generic phrases and not direct names.
Aka any email that says "Dear user" "dear client" "dear member".
These generic ones are obviously mass sent.
d) any email from a company you never used suddenly is asking you for username and password. (always check the links, never use the email links or buttons, go always straight to the company service via a web browser)