The "Sub-standard plan" lie exposed.
This info sums it up quite well...
:thumbup: :thumbup: :thumbup:
As much as I wasn't for Mr. Obama, I was for a decent health care system, and felt maybe this is one thing he may be able to pull.
But the more I read about the horror stories the more I believe this has been another grand failure of the government who is inept to produce yet a single thing for the benefit of all Americans.
lovesphotos wrote:
As much as I wasn't for Mr. Obama, I was for a decent health care system, and felt maybe this is one thing he may be able to pull.
But the more I read about the horror stories the more I believe this has been another grand failure of the government who is inept to produce yet a single thing for the benefit of all Americans.
Like you lovesphotos, I am also for a decent health care system but it was clear from the beginning that this Obamacare debacle was not going to be it. While the system we had pre-Obamacare had some major faults, healthcare was never going to be more affordable unless you were / are one if the fortunate folks who are eligible for a large subsidy (at the expense of taxpayers and other insurance buyers). The only thing this law has accomplished is to force millions of Americans to purchase more expensive than they may want or need.
The whole Obamacare thing was/is reinventing the wheel! The country has two tax payer programs in place, they work very well for those involved. One is the health care insurance congress. Senate etc have. The other is Medicaid, both are tax payer supported, so why not make the former available to all! Would be less expensive than the Obamacare debacle!
Ceekmi wrote:
The whole Obamacare thing was/is reinventing the wheel! The country has two tax payer programs in place, they work very well for those involved. One is the health care insurance congress. Senate etc have. The other is Medicaid, both are tax payer supported, so why not make the former available to all! Would be less expensive than the Obamacare debacle!
Those of us who want can purchase supplemental Insurance, as we see fit!
The cost of my supplemental insurance has tripled for next year, so have all the co pays, what is so affordable about that!
sb
Loc: Florida's East Coast
No one is saying the current plans are "substandard plans from fly-by-night companies". It is just that the cheaper plans don't cover preventive care, have limits on coverage, pre-existing condition exclusions, etc, which will no longer be allowed. So - better coverage, and more cost. The goal is to improve the health of Americans (the US has an embarrassingly low rating internationally in terms of health statistics) and to get coverage for everyone. So - it's also a tax that we will be paying to cover the health care of others who will get subsidized insurance. Those people are now getting unpaid care which is subsidized by us anyway.
Anyone who thought, or thinks that the vast majority of politicians care about health and well-being, needs to rethink that!! When Nancy said, we have to pass the bill, before we can find out what is in the bill, that alone should have made people pause. It's about two things..1 for politicians, it's tell them anything, even if it's a lie to get the VOTE, #2 for the voters, it appears it's about what can they get for free.. I guess it's backfiring!!
sb wrote:
No one is saying the current plans are "substandard plans from fly-by-night companies". It is just that the cheaper plans don't cover preventive care, have limits on coverage, pre-existing condition exclusions, etc, which will no longer be allowed. So - better coverage, and more cost. The goal is to improve the health of Americans (the US has an embarrassingly low rating internationally in terms of health statistics) and to get coverage for everyone. So - it's also a tax that we will be paying to cover the health care of others who will get subsidized insurance. Those people are now getting unpaid care which is subsidized by us anyway.
No one is saying the current plans are "subst... (
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You may be right about the "fly by night" part. That was a perhaps flawed paraphrase of "bogus insurance companies are being forced out of business".
WNC Ralf wrote:
Ever seen the move "Rainmaker"? The insurance companies that screw customers to make huge profits? Those are the policies that are being cancelled, the bogus insurance companies are being forced out of biusness as the Affordable Care Act requires them to pay claims and spend money on actual patient care and not profits. Hey, but you faux news watchers would not know much about facts. Keep America dumb, vote republican!
But sub-standard was how the administration described these plans and was repeated here by ole sarg among others.
ole sarg wrote:
I guess you like paying exhorbitant rates for substandard insurance.
Quote:
Almost all insurers currently dropping their "substandard" plans are encouraging consumers get better plans on the new marketplace, Mr. Obama said, and anyone "peddling the notion" that people are getting short-shrifted is being "grossly misleading."
http://www.cbsnews.com/8301-250_162-57610109/obama-stands-by-promise-that-you-can-keep-your-plan/But also, you are making assumptions that these plans provide inferior coverage in multiple ways when that is not necessarily true. One of the plans couldn't be canceled as long as the company stayed in the market and the closest equivalent was a Platinum plan. Others had preventive care and lower co-pays and deductibles than the Bronze plans that cost more. Kirsten Powers says that her cancelled plan differed only in the pre-existing condition feature from the Obamacare plan that will cost her nearly twice what her cancelled plan did in premiums.
Kirsten Powers wrote:
My blood pressure goes up every time they say that theyre protecting us from substandard health insurance plans, Powers told Bret Baier. There is nothing to support what theyre saying.
I have talked to about how Im losing my health insurance, she continued. If I want to keep the same health insurance, its going to cost twice as much. Theres nothing substandard about my plan.
All of the things they say that are not in my plan are in my plan, Powers lamented. All of the things they have listed theres no explanation for doubling my premiums other than the fact that its subsidizing other people. They need to be honest about that.
My blood pressure goes up every time they say tha... (
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This problem is that this was marketed as a free lunch when a lot of people, many in the demographics that elected Obama, are finding out that they will be paying more for less to subsidize others.
Seems to me, if one reads all the data presented with an open mind, it's pretty darned conclusive. I voted for Bush but I have the intellectual honesty to decry his policies when those policies contradicted common sense. Open and unfettered minds appear to be a shrinking commodity. Btw, my wife's policy has been cancelled and it WAS an excellent plan. Anyone saying differently is simply expressing an opinion based on ignorance and an unsympathetic heart poisoned by an opposing ideology.
I think the worst one was, a single,elderly man's insurance was cancelled because it didn't have a maternity clause in compliance with the ACA.
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