brucewells wrote:
Best answer, unless you want to “cover stupid or foolish behavior which results in damage, dropping the camera, etc.”. This has merit, as I worry about dropping my camera over-board when on a boat. I doubt my homeowners rider covers that. But, it’s usually considerably more expensive for coverage that lenient. But to give an idea, my homeowner’s rider for over $12,000 coverage costs less than $200/year. The itemized list of covered equipment has to be kept current to ensure coverage. So, when you buy that new bbody/lens, and you want it covered, you’ll need to call your agent soon.
Best answer, unless you want to “cover stupid or f... (
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