By definition it's the last place you look!
Since this is the beginning of the year, you probably haven't met your deductible.
One of the ways JPEG achieves compression is by discarding high spatial frequency info. So I would expect that a JPEG would be inherently less sharp than a RAW. But you may not be able to see it in ordinary usage.
Two quick comments:
1. A mirror lens may well have different characteristics than a refracting lens - sharpening algorithms probably assume refracting.
2. Topaz Sharpen AI has different modes of operation. Did you try several?
If you are using the B&W adjustment layer in Photoshop to create your B&W files, try using a small amount of tint color. For example a mild sepia HSL = 34° 2-4% 85%. That has worked for me to cancel a slight color bias.
That is a good "golden oldie." But you messed it up a bit.
The Fokker is a Dutch aircraft
I believe that the filters are basically the same, but if you buy from DXO they will keep them up to date as operating systems change, and you will help insure that they stay available.
PhotoLab is a bit slow, particularly when it opens. However it is useful as a batch processor of files shot at the same time. Make corrections on one, then let the software process them all while you do something else. They also have the very best noise reduction (very slow but amazing when you need it), and they have a huge database of camera/lens combination that will automatically remove distortion, etc.
Could it be that the locking slider has moved to the lock position?
A number of years ago my son asked what would happen to my photos after I was gone. As a result,
I started making books, mostly Blurb and MagCloud print-on-demand stuff. A lot are of specific trips,
but also particular themes and my grandson's soccer season. That way there will be a selection of
photos that I thought were important to pass down to my descendants.
The real "gotcha" with subscription software is that when you eventually discontinue the subscription you will lose access to all PSD files (and any TIF with layers). I know of no other software that can truly read a PSD with layers.
Be sure to look at your image at 100%. Often moire will appear on your monitor but it's not in the file. Otherwise, how are you reducing the size? Normally an averaging process is used that should not result in moire.
$20 today was about $2.50 in 1960.