Fraud is fraud and doesn't require monetary loses; harm to the financial market place and that it changes the access, cost, and risk to all investors in that market is the victim. In civil cases, the proof bar is "by the preponderance" of the evidence. If prosecution can show multiple instances of the same property's value being significantly different as posted on insurance, loan, and tax documents, then a guilty (liable or responsible for) judgment will likely be upheld and the original penalty amount still in play unless appeals court determines it to be excessive.

I think it is fun to watch the lower orders support Trump. If you follow the polling you'll see that virtually all of Trump supporters peaked in high school. Of course, there are a large number of Trump supporters who barely made it out of elementary school.

The greatest failure this country is facing is the public education system. For just about 4 decades now public schools have churned out individuals that have been taught what to think and not how to think. One needs to look no further than to the so-called Red States to see what this systematic failure has wrought.

The world is watching America's decline and this decline is centered in the Red States.

That was a SOTU that will be recalled for years to come. Biden smacked down and silenced the Right and called them to join the American Dream. He made Trump look like the i***t that he always has been with aplomb!
Hell even Mike Johnson was nodding along with Biden's points and accomplishments!!! Seeing James Lankford mouthing his approval and nodding was particularly pleasing..... And Biden made Moldy Margerie look like the clown she was dressed like last night. Was she drunk? OMG she made her constituents look like the most ignorant people on Earth for electing a slob like her to the House to represent them! That must suck to wake up to realize what she made them look like this morning!
It's time to send Dystopian Donald to the clink and let's get on with Making America Great the right way! Joe stomped a mudhole and walked it dry last evening!!! God Bless America Baby!!!!

It would sound much better. I think she is just looking for something to whine and cry about as she gets into playing the victim role.

But I am confused at her saying, I should try Grammarly. Am I missing something? What on earth is Grammarly? I have never heard of it.

Ahhhhhhh, I just looked it up. It is a site that apparently makes AI writing convenient. "It allows one to work smarter with personalized AI guidance and text generation on any app or website."

Nope, not for me.

Dennis