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My studio is a total loss
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Feb 25, 2021 19:12:57   #
Tdearing Loc: Rockport, TX
 
Jaguar121264 wrote:
Hi, everyone I just wanted to share. I live in TX right outside of Dallas. Last week do to cold weather and electricity going out for 37 hours straight a water pipe busted in my ceiling. I didn't find out until 2 am that morning when the Fire Department called me.
When I got there we opened the door and water started gushing out the door. The busted pipe was spraying water everywhere. I lost everything, I had insurance but when covid 19 hit I was told to close my business. After four months I was allowed to reopen.
I wasn't getting any customers due to the six feet distance apart from one another and having to wear a mask. All my clients canceled their appointments. I completely understand because who wants to have a picture taken wearing a mask. So with no income coming in I had to do something and fast if not I was going to lose everything including my home so I had to make some hard decisions and one was canceling the insurance on the studio, now with everything ruined, I don't know what to do.

Thank you for listening to me : )
Jay
Hi, everyone I just wanted to share. I live in TX ... (show quote)


Like so many, I am terribly sorry to hear of your plight, and I have just come across a link that will perhaps help you get back on your feet - I hope so anyway. Here it is: https://www.ebaymainstreet.com/news-events/us-sba-announces-new-ppp-loans-smallest-enterprises
Very best of luck to you and your wife.

Reply
Feb 26, 2021 11:11:41   #
Leitz Loc: Solms
 
Heather Iles wrote:
Is that really necessary? It is rather heartless?

I feel for the family and friends of the folks who died in the storm - I have no respect for the Op's feeble appeal for sympathy.

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Feb 26, 2021 13:30:11   #
Flying Three Loc: Berthoud, CO
 
To help Jaguar, there is a go-fund-me page: https://gofund.me/dbbf9667

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Feb 26, 2021 16:08:58   #
Heather Iles Loc: UK, Somerset
 
Leitz wrote:
I feel for the family and friends of the folks who died in the storm - I have no respect for the Op's feeble appeal for sympathy.


Yes, of course, if we knew about those people we would be sorry for them too and would try and console them. There is no point in rubbing salt in the wounds. What good does it do?

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Feb 27, 2021 08:24:13   #
sueyeisert Loc: New Jersey
 
I heard on the new that Texas has quite a large rainy day fund. This would be a good time for the state to help its citizens.

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Feb 27, 2021 10:38:30   #
jeep_daddy Loc: Prescott AZ
 
Jaguar121264 wrote:
Hi, everyone I just wanted to share. I live in TX right outside of Dallas. Last week do to cold weather and electricity going out for 37 hours straight a water pipe busted in my ceiling. I didn't find out until 2 am that morning when the Fire Department called me.
When I got there we opened the door and water started gushing out the door. The busted pipe was spraying water everywhere. I lost everything, I had insurance but when covid 19 hit I was told to close my business. After four months I was allowed to reopen.
I wasn't getting any customers due to the six feet distance apart from one another and having to wear a mask. All my clients canceled their appointments. I completely understand because who wants to have a picture taken wearing a mask. So with no income coming in I had to do something and fast if not I was going to lose everything including my home so I had to make some hard decisions and one was canceling the insurance on the studio, now with everything ruined, I don't know what to do.

Thank you for listening to me : )
Jay
Hi, everyone I just wanted to share. I live in TX ... (show quote)


When times are tough, you have to make tough decisions. Now you'll pick up the pieces after the smoke clears, and carry on but down a different path I suspect. Starting over is never easy, but we as humans, almost always persevere.

Reply
Feb 27, 2021 23:06:33   #
RoninEagleMtn Loc: Eagle Mountain, Utah
 
Jaguar121264 wrote:
Hi, everyone I just wanted to share. I live in TX right outside of Dallas. Last week do to cold weather and electricity going out for 37 hours straight a water pipe busted in my ceiling. I didn't find out until 2 am that morning when the Fire Department called me.
When I got there we opened the door and water started gushing out the door. The busted pipe was spraying water everywhere. I lost everything, I had insurance but when covid 19 hit I was told to close my business. After four months I was allowed to reopen.
I wasn't getting any customers due to the six feet distance apart from one another and having to wear a mask. All my clients canceled their appointments. I completely understand because who wants to have a picture taken wearing a mask. So with no income coming in I had to do something and fast if not I was going to lose everything including my home so I had to make some hard decisions and one was canceling the insurance on the studio, now with everything ruined, I don't know what to do.

Thank you for listening to me : )
Jay
Hi, everyone I just wanted to share. I live in TX ... (show quote)


Could you take portraits where your customers did not have to wear masks, such as outdoors or in their home?

Reply
 
 
Feb 28, 2021 07:36:45   #
Jbravi
 
RoninEagleMtn wrote:
Could you take portraits where your customers did not have to wear masks, such as outdoors or in their home?


Sorry for your loss. Think positive.

Reply
Feb 28, 2021 09:49:20   #
The Mug Lady Loc: Oro Valley, AZ
 
I can’t imagine the anguish you are feeling. There are federal programs out there to help. If you set up a GoFundMe page I for one would help. Best of luck.

Reply
Feb 28, 2021 10:10:42   #
Bubbee Loc: Aventura, Florida
 
1 strongly believe that both you and your neighbors all have legal recourse. Get yourself a good Attorney who will work on a contingency basis....asap!!! There was definite negligence here!
Good luck!

Reply
Feb 28, 2021 13:37:30   #
newsguygeorge Loc: Victoria, Texas
 
The Texas Tax Code allows a qualified property that is at least 15 percent damaged by a disaster in a governor-declared disaster area to receive a temporary exemption of a portion of the appraised value of the property. Qualified property includes real property such as homes and buildings, certain manufactured homes and tangible personal property used for the production of income for a business.

The property owner must apply for the temporary exemption no later than 105 days after the governor declares a disaster area. Governor Abbott declared the state a disaster area on February 12, 2021, so the deadline to file the temporary exemption application is no later than May 28th. The form needs to be mailed directly to the appraisal district.

You can find more information regarding this exemption on the Comptroller's website. The exemption form is Form 50-312 and can be found here or by searching for Texas Comptroller form 50-312.

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Feb 28, 2021 15:33:06   #
MoT Loc: Watertown, MA
 
I hope you were backed up to the cloud or to HD's that were not damaged. Many external HDs are sealed so they might be okay if you had them. Hardware can always be replace but the loss is heart wrenching and takes some time for a recovery. I offer you the experience of taking a bit of time to mourn the loss but to start rebuilding your life as soon as you are able. Please update us as often as necessary as there are many sympathetic souls here to listen and offer ant assistance we can.

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Feb 28, 2021 16:07:00   #
mikee
 
I hope this doesn't come across as heartless (not a good way to start a sentence), but if you are out of work during a natural disaster, sounds like a time to get a temporary job at a water damage repair company. Look for your lemonade!

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Mar 27, 2021 18:19:30   #
Jaguar121264 Loc: Dallas
 
Retail shopping center

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Mar 27, 2021 18:21:28   #
Jaguar121264 Loc: Dallas
 
Thank you I learned from this.

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