Frank T wrote:
Do you really want to compare Brownsville, Tx, Population about 184,000 people with New York, population, about 6 million?
This may make sense for insurance rates but there really is no apples to apple comparison.
LOL, I know this whole data collection thing is over your head, but the report uses averages which flattens out the population differences. This was created by an insurance company, thus the tables and ratings have gone through actuarial normalization.