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Bob's health care plan
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Mar 29, 2019 21:14:49   #
boberic (a regular here)
 
Assuming Obamacare is illiminated, here is my plan for health care. In no particular order-Allow interstate competition among Insurance Companies.- create a tax exempt an individual health care fund. Promote Catistrophic health care plans, especially for the young and healthy. Insure pre-existing conditions, bu with highe rdeductables and premiums. Allow groups to form soas to get group rates. Portability form employEr health inSurance plans. No penaalties for those who opt for no insurance. Raise manditory retirement age ,so as to delay medicare untill 68 or 70. Allow thosed insurance groups to negotiate with drug companies for better prices. Alloe groups to consolidate to form larger groups with better bargaining power. Reduced MD office parer work requirements. These are a few suggestions.

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Mar 29, 2019 21:30:12   #
Bill_de (a regular here)
 
And this has what to do with photography?

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Mar 29, 2019 21:38:52   #
PixelStan77 (a regular here)
 
Bill_de wrote:
And this has what to do with photography?

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Nothing. He is sounding off in the wrong section.

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Mar 29, 2019 21:45:21   #
boberic (a regular here)
 
Sorry. Thought I was in Chit Chat. Not the worst mistake I ever made. I hope Admin moves it there

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Mar 29, 2019 21:54:20   #
pquiggle
 
So what happens when a 28 year-old who chooses to skip getting insurance gets hit by lightning. Who pays for it? Why should I, or my insurance, pay? Do we let him die (not an option!)? Why not make him get insurance so that does not happen? Why not have everyone contribute to insurance and everyone get the benefits? The last would be the least expensive option for everyone over our lifetimes.

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Mar 29, 2019 22:20:45   #
boberic (a regular here)
 
pquiggle wrote:
So what happens when a 28 year-old who chooses to skip getting insurance gets hit by lightning. Who pays for it? Why should I, or my insurance, pay? Do we let him die (not an option!)? Why not make him get insurance so that does not happen? Why not have everyone contribute to insurance and everyone get the benefits? The last would be the least expensive option for everyone over our lifetimes.


So we force people to buy insurance? How would you do this?

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Mar 30, 2019 00:10:27   #
tdekany
 
boberic wrote:
So we force people to buy insurance? How would you do this?


You are already forced.

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Mar 30, 2019 05:11:57   #
DaveO (a regular here)
 
boberic wrote:
So we force people to buy insurance? How would you do this?


Gee, what about my car?

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Mar 30, 2019 07:28:38   #
Leon S
 
boberic wrote:
So we force people to buy insurance? How would you do this?


It's not that difficult. National Health Coverage. The government already pays for insurance for politicians and government workers. Which means although I don't get free insurance, I'm paying for the free insurance of above mentioned. We send aid money to other countries so that their people can have free medical and other programs. That money came out of my taxable income. We send our troops to other countries to help defend their boarders. More of my tax dollars. It is my belief that we need to take care of our own people before giving money to others.

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Mar 30, 2019 07:35:51   #
DaveO (a regular here)
 
Leon S wrote:
It's not that difficult. National Health Coverage. The government already pays for insurance for politicians and government workers. Which means although I don't get free insurance, I'm paying for the free insurance of above mentioned. We send aid money to other countries so that their people can have free medical and other programs. That money came out of my taxable income. We send our troops to other countries to help defend their boarders. More of my tax dollars. It is my belief that we need to take care of our own people before giving money to others.
It's not that difficult. National Health Coverage... (show quote)


Lest we forget our state employees. The benefits the Ct retirees receive is beyond the comprehension of most...much better and cheaper than even retired military.

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Mar 30, 2019 08:54:33   #
boberic (a regular here)
 
Leon S wrote:
It's not that difficult. National Health Coverage. The government already pays for insurance for politicians and government workers. Which means although I don't get free insurance, I'm paying for the free insurance of above mentioned. We send aid money to other countries so that their people can have free medical and other programs. That money came out of my taxable income. We send our troops to other countries to help defend their boarders. More of my tax dollars. It is my belief that we need to take care of our own people before giving money to others.
It's not that difficult. National Health Coverage... (show quote)


So, you want single payer? I for one do NOT want the government to control health care. I do not want to give gov't. the right to choose who gets what kind of treatment. BTW You are NOT forced to buy Auto Insurance. You don't HAVE TO buy a car. mAnd if you don"t use public roads you don't even need a drivers liscence. I had a car in my driveway for 5 years. No registration, no insurance.

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Mar 30, 2019 08:55:02   #
sb (a regular here)
 
There ARE ways that health care could be made a lot more affordable. Health care is not a free market - it should be. Those who pay cash are very often charged far more than providers accept from Medicare and insurance companies. I have always found that to be not only wrong but reprehensible. Why should you be billed $3,000 for a CT scan that an insurance company pays $450 for? Our local hospitals charge $350 for a simple EKG - but if I did one in my office when I was in private practice, insurance companies paid me $35. So that is what I charged my cash-paying patients. Drugs are the same way - the pharmacy benefit management companies (PBMs) negotiate kickbacks to insurance companies from drug companies for putting their product as a "preferred" product on their formulary. The drug companies then offer coupons to reduce copayments - good only for those with insurance. So the Lyrica that will cost your $450 per month cash may only cost the insurance company $200 - and the customers of the insurance company, who are told that they have to pay a $75 copayment for this expensive medication, get a coupon for $50 off each month for a year. This is all hidden from the consumer, and is somehow considered a legal business practice.

I have proposed for years that there should be an "uninsured patient protection act" which says that the cash price for a medication or medical procedure/service should never be more than 10% higher than the lowest discounted price for insurance companies. That would make health care far more fair to everyone.

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Mar 30, 2019 09:06:49   #
DaveO (a regular here)
 
boberic wrote:
So, you want single payer? I for one do NOT want the government to control health care. I do not want to give gov't. the right to choose who gets what kind of treatment. BTW You are NOT forced to buy Auto Insurance. You don't HAVE TO buy a car. mAnd if you don"t use public roads you don't even need a drivers liscence. I had a car in my driveway for 5 years. No registration, no insurance.


Yeah, I'm sure that you represent the majority. Nice to need no goods or services that typically need some sort of infrastructure for usage. Somebody needs vehicles and insurance to service you and ultimately you pay.

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Mar 30, 2019 09:10:46   #
Fkaufman3
 
Poltitian and fed gov workers dont get free medical insurance they some of their premiums subsidized just like private companies do. Only the president and vice get military medical care. The rest of congress and senate go through same process as any gov employees.

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Mar 30, 2019 09:13:43   #
DaveO (a regular here)
 
Fkaufman3 wrote:
Poltitian and fed gov workers dont get free medical insurance they some of their premiums subsidized just like private companies do. Only the president and vice get military medical care. The rest of congress and senate go through same process as any gov employees.


Tell us how large their premiums are for what kind of coverage and do a comparison.

I know what it cost for the gov't bennies in Ct and it may as well be free.

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