No, I don't; but, as the article states, I might need to get some. I hate having to pay for insurance; but it could be a life saver. Sell one print and you are screwed? What a country.
Yup. Like driving, you should have a 'free card' for running stop signs, not paying bills in your birth month, etc etc.
If there is a rule/law and it's legal, it's best to follow it.