You are truly a poster boy for the typical Democrat voter, always seeing obstacles, more like excuses, to prevent their progress and victimizing them. I used to think like that--until a great mentor I once had straightened me out. Taught me to stop searching for walls blocking my dreams, and to start looking for doors to continue on the path to my goals.

There are plenty of employers out there who offer tuition assistance to part time employees--the employer still gets the full write-off. There are also lots of grant programs out there for low income folks--heck, many schools have funding specifically for low income folks ultimately seeking a degree. True, most of them require 6ch/S, but that is typically two classes, and now days, you can take many of those classes on line.

Education, ie. knowledge, is one of the few assets you can purchase in which can't be repossessed. There are also a huge number of ways to pay for those classes and degrees. I'll also leave you with this. The very worst place to explore how to pay for school is at the schools themselves, you are talking to people trying to sell you a product. Better to find a financial consultant who specializes in college planning, pay for an hour of their time, and have them help put together an affordable plan. They can also help you see what your realistic earning potential might be once you have the Cert/Diploma/Degree. I can't tell you how many folks I know with kids who are sitting on utterly worthless degrees and huge school debt. I blame the parents!

Most people who have a huge school debt don't realize it, but they were victimized by the very politicians who guaranteed school loans in 1965, and especially by those who took the banks out of the mix. Back in the day, if your kid needed a school loan, you went to the bank and applied. The bank in turn would sit you and the kid down and show them a financial analysis of what their proposed degree/diploma would pay, and how much they could actually afford to borrow. School were then forced to compete somewhat on cost. Once guaranteed school loans started, banks were able to be a little more loose with the funds as their exposure was much more limited. In turn, schools started raising their tuition since loan money is now easier to come by, of course the Politicians are always there to save the day and simply increase the loan limits, remove credit worthiness tests, and cosigner requirements, and etc.--and oddly enough, the schools just increase their tuition in response.

The very worst part of this, in taking the banks out of the mix, there was no longer a rational voice at the table explaining to parents and kids the realities of what they were taking on.